Save Money, Use Your Credit Card When You Shop In Lazada This Christmas- A Review

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I am very fond of regular shopping and online shopping. Most of my online shopping purchases are being done through LazadaPH because I get to take advantage of paying over time since I use my BDO credit card a lot. Right now, Lazada has an on-going promotion for BDO credit card holders. It started Nov. 6 and will last until the end of the year. This promotional offer with BDO allows you to shop and pay for selected items for three months at zero percent interest.

This promotion is for people who revolves balances on their credit cards but does not want to pay high interest fees. Imagine not having to pay interest on an item that you bought through your credit card. Awesome right?  In my case, since I use my credit cards a lot even on items that are not covered by zero interest, I usually find myself paying twice more than what the price tag is. Like last time when I got a pair of sneakers that I purchased through my credit card, the charge that got added to my total credit card bill racked up the interest a couple of hundred pesos more which in theory made the pair of shoes I purchased a bit more expensive than if I just bought it using hard cash. I am not really complaining though because that is simply how it is. That is how the financial system works, if you want to buy things with money that you don’t have, you definitely have to pay more. That is the reason why I am always on the prowl for these zero interest promotions by merchants and credit card companies because I want to defer my payment and at the same time pay zero interest. Pretty much like a best of both worlds kind of situation. Who does not want that right? However, there are eligibility requirements for this Lazada/BDO promotion. Don’t worry it is not that restrictive. The promotion is available to BDO Mastercard or Visa cardholders except for corporate, CUP credit cards (I think CUP stands for China Union Pay), commercial and tie-up cards. It is very easy to participate, all you got to do is go to the Lazada.Ph website, register and go start shopping. The items that are included on the promotion are varied, there are lots of items to choose from ranging from electronics, computers and home appliances. I also found out that Lazada is planning to include more items in the future. Right now, to make sure that the item you are purchasing is going to be eligible for the three month zero interest promotion, you have to look for the BDO logo which tells you that you may pay the item for three months at zero percent interest. What’s good is that there is no cap or limit to the number of items that you can purchase through this promotion. You can purchase as much as your credit card limit allows. I find it really good that Lazada came up with this in time for the Christmas season. It sure will benefit people who love giving gifts but do not want to blow their money away in a single shopping spree. You can no go ahead and get some gifts for your loved ones and still have your 13th month pay intact.

 

Lazada Philippines Review: You Can Rely on the Philippines’ Online Shopping Mall

Rely on

The evolution of the world wide web from a private network to a public domain has its pros and cons.  Although I am not one with vast knowledge with regards to this development, I know that one of the benefits would be accessibility and availability of information and content to more people and possibly all.  This same benefit brings about the biggest disadvantage of a public domain as well.  Freedom of access opened the door for fraud committed online.  This is not unknown for us as news involving crimes committed via the internet often makes its way to our consciousness everyday.  And this is the reason why the impulsive shopper in me, impulsively checks the company I purchase from just like a did when I first heard of Lazada Philippines

 

I found out that Lazada Philippines is owned by Rocket Internet which has been in existence since 1999.  Rocket Internet is an online venture builder that has created over 100 market-leading companies in 40 countries.  Furthermore, it currently has 25 international offices in 5 continents. I continued doing my background check about the company and its operations just out of sheer curiosity; and I must say that the more I found out about them, the more I become convinced that  they were for real.

 

Top of the Line Products

 

Unlike other online stores, the Philippines’ Online Shopping Mall does not just sell anything on their website.  Their wide variety of product choices they have made available include brands that has earned the trust of worldwide consumers over time such as Asahi, Canon, Carrier, Casio, Hanabishi, Kyowa, LG, Nokia, Panasonic, Pampers, Philips, Samsung, Sony and Toshiba to name a few.  These are familiar products which has been synonymous with the word quality.

 

More research shows that prior to its launch, the Lazada group has already established itself in neighboring Asian countries namely Malaysia, Thailand, Vietnam and Indonesia.  All of which are known for competing and successfully establishing themselves in the global market.  Its introduction in the Philippines opens a great deal of opportunity for local businesses to thrive world wide as well.

 

Better Safe than Sorry
Of course these information is readily available on the internet so I went on to read reviews from customers who could attest to the level of truth found in every advertising promises.  As expected, there has been a mix of positive and negative reviews; so just to make sure, I considered myself warned before I placed my very first orders.

 

The very first item I bought was a microwave.  There are lots of microwaves available in the market but not everything durable and a responsible business looks after the welfare of its patrons over profit.  The descriptions found on each product is detailed and when I found what i was looking for I proceeded with the payment.  I was surprised to find out that they had nationwide free delivery available and that one of their payment options included Cash on Delivery which I preferred.  My first purchase was followed by more purchases.  I never encountered a problem with any of the deals I have made with Lazada Philippines and to this day I remain a loyal customer.